One of The Most Popular No-Fee Trading App For Easy Dollar-Cost Averaging In 2025

When it comes to modern trading platforms, the first thing that often comes to mind is “no commission”. But what about the other fees, like platform fees, custodian fees, or exchange fees?

Say hello to the uSMART trading app! Starting 15 January 2025, this platform is waiving all four fees—commission, platform fees, custodian fees, and exchange fees—for its Singapore clients on their Zero-cost Regular Savings Plan (RSP). This promotion applies to a variety of investments, including US stocks, US stock ETFs, fractional US stocks, Singapore stocks, and Singapore ETFs, making trading more affordable than ever.

What’s even better is how accessible it is for new investors. With a minimum investment of just SGD 100, you can begin your trading journey without needing a significant upfront commitment. Whether you’re interested in building a diversified ETF portfolio, investing in dividend-paying stocks, or exploring emerging markets, uSMART removes the typical barriers that often discourage beginners.

Celebrating 7 Years of Growth & Innovation

As uSMART celebrates its 7th anniversary, it marks a key milestone in its journey. While still relatively new in Singapore’s brokerage space, its mission is clear—to become a trusted partner for investors by continuously improving offerings, providing competitive advantages, and making investing more accessible.

The Zero-Cost Regular Savings Plan is one of many initiatives aimed at helping investors build wealth easily and affordably. Whether you’re a seasoned trader or a beginner, uSMART strives to be the platform that supports you every step of the way.

$0 Effortless Dollar-Cost Averaging for Busy Investors

Do you find it hard to keep up with regular investments? uSMART’s Zero-cost Regular Savings Plan takes the hassle out of investing by automating dollar-cost averaging (DCA), a popular strategy for building wealth consistently over time. Their RSP allows you to invest a fixed dollar amount of your chosen stock, on a designated day each month. uSMART offers Dollar-Cost Averaging (DCA) options for both U.S. and Singapore markets, covering a wide selection of stocks and ETFs — over a thousand choices in total. Some popular options include:

• S&P 500 (SPY)
• Nasdaq 100 (QQQ)
• Magnificent 7 stocks (AAPL, MSFT, NVDA, GOOG, AMZN, META and TSLA)
• STI (ES3)
• S-REIT (CLR)
• Local banks (DBS, OCBC, UOB)

How to get started:

• Set the amount you want to invest.
• Choose the time of the month to execute your investments.
• Let uSMART handle the rest.

What makes this feature even more convenient is the automatic fund deduction. By linking your bank account to the platform, funds are directly deducted without needing to log into the app every month. This helps you build your wealth effortlessly while you focus on what matters most—your career, hobbies, or family.

Wide Market exposure

uSMART goes beyond offering low fees—it provides access to a wide range of markets, allowing users to diversify their investment portfolios with ease. Investors can tap into major markets, including the US, Singapore (SG), Hong Kong (HK) and Japan.

For the Japan market, investors can access a broad selection of Japanese stocks and ETFs. Meanwhile, the US, SG, and HK markets offer a more extensive range of financial products, providing users with greater flexibility and choice. Notably, the platform also supports less commonly available products like Warrants and Daily Leveraged Certificates (DLCs), which are rarely found on other trading platforms.

Market	Products
US
SG
HK

For those looking to branch out beyond traditional equities, uSMART offers Contracts for Difference (CFDs), providing opportunities to trade with leverage. This opens the door to higher returns for traders who are confident in leveraging their investments.

Additionally, uSMART allows users to gain exposure in the crypto space via CFDs, a rapidly growing asset class that has become an essential part of modern portfolios. With up to 38 Crypto Asset ETFs in the US and Hong Kong markets, investors can trade popular digital assets like Bitcoin and Ethereum without needing a separate wallet or exchange account.

Whether you’re looking to explore global stock markets, trade complex derivatives, or venture into alternative assets, uSMART has you covered. Its diverse offerings make it one of the most comprehensive “all-in-one” trading apps available today, catering to both novice investors and seasoned traders alike.

Structured Products

Beyond its wide range of products, uSMART also provides access to structured products, which are tailor-made investment solutions that consist of various elemental components, combined to generate a specific risk-return profile adapted to an investor’s needs.

Let’s examine the purpose of structured products through an example that everyone, even somebody altogether without financial experience, can understand.

The construction of structured products can be likened to building a car with various customisable options. With numerous strategies and underlying asset choices, the number of potential structures becomes nearly limitless.

Structured products typically have a high barrier to entry, with a minimum capital requirement of USD 200,000 or more. As a result, they are generally suited for high-net-worth or accredited investors who can commit significant capital and navigate the associated complexities and risks.

Why trade with uSMART? Their core strength lies in their ability to:

1. Tailor-make investment solutions with a lower capital requirement of USD 50,000.
2. Work with 18+ notable issuers such as Julius Baer, Leonteq, Vontobel, Marex and CITIC CLSA.
3. Provide end-to-end support, guiding clients through the entire trade lifecycle—from idea generation to trade execution and to lifecycle monitoring.

So what are the benefits for starting a uSMART account?

Opening a uSMART account comes with an array of attractive perks. New users receive 7 pieces of USD 2 cash vouchers and free real-time quotes for the US and SG markets. For Singaporean users, the rewards are even sweeter, with 0.02 Tesla share vouchers (worth up to USD 8) and a cash voucher package valued at up to USD 180.

Celebrating 7 years in the industry, uSMART has built a platform that stands out with its zero fees and broad market and derivative exposure, making it a competitive choice among trading platforms. While it may not lead in every single category, its comprehensive market coverage and cost advantages position it as a strong contender for investors of all levels.

Adding to its appeal, uSMART is backed by renowned investors like Chow Tai Fook, further enhancing its credibility and trustworthiness. For those looking for low fees, diverse investment opportunities, and a user-friendly platform, uSMART is definitely worth exploring! Sign up now to take advantage of the zero-cost regular savings plan and the attractive sign-up bonuses.

This article is brought to you by uSMART. The views expressed belong to the author.